Market Gallop – Privacy Policy

Effective date: January 1, 2023
Revised on June 30, 2023

Introduction and overview

This Privacy Policy (“Privacy Policy” or “privacy notice”) for Market Gallop (“Company,” “we,” “us,” or “our”), describes how, when and why we might collect, store, use, sell and/or share (“process” or “use”) your information when you (“user” or “you”) use our services (collectively, the “Services”), such as when you:

  • Visit our website at https://marketgallop.com/, or any website of ours (the “Site” or “website”) that links to this Privacy Policy.
  • Engage with us in other related ways, including any sales, marketing, or events.
  • Access any other related products and services.
Questions or concerns?

Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at support@marketgallop.com.

Collection Of Information

1. What Information Do We Collect?

We may collect your personal information in any of the following ways:

  • Collected Directly from You
  • Automatically Collected
  • Collected from Other Sources

1.A. Information We Collect Directly From You

In Short: We collect personal information that you provide to us.

(a) Personal Information you Disclose to us

We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.

Personal Information Provided by you

The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:

  • Names
  • Email addresses
  • Mailing addresses
  • Phone numbers
  • Website addresses
Sensitive Information

When necessary, with your consent or as otherwise permitted by applicable law, we process the following categories of sensitive information:

  • Financial data
(b) Social Media Login Data

We may provide you with the option to register with us using your existing social media account details, like your Facebook, Twitter, or other social media account. If you choose to register in this way, we will collect the information described in the section called “Social Logins” below.

1.B. Information Automatically Collected

In Short: Some information – such as your Internet Protocol (IP) address and/or browser and device characteristics – is collected automatically when you visit our Services.

(a) Information Collected

We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.

(b) Cookie Information and Similar Technologies

Like many businesses, we also collect information through cookies and similar technologies. You can find out more about this in our Cookie Policy.

The information we collect includes:

Log and Usage Data: Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type, and settings and information about your activity in the Services (such as the date/time stamps associated with your usage, pages and files viewed, searches, and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called “crash dumps”), and hardware settings).

Device Data: We collect device data such as information about your computer, phone, tablet, or other device you use to access the Services. Depending on the device used, this device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model, Internet service provider and/or mobile carrier, operating system, and system configuration information.

Location Data: We collect location data such as information about your device’s location, which can be either precise or imprecise. How much information we collect depends on the type and settings of the device you use to access the Services. For example, we may use GPS and other technologies to collect geolocation data that tells us your current location (based on your IP address). You can opt out of allowing us to collect this information either by refusing access to the information or by disabling your Location setting on your device.

(c) Third-Party Web Beacons and Third-Party Buttons

We may implement third-party advertising or other content on our website that may use clear GIFs or other forms of web beacons, which allow the third-party content provider to read and write Cookies to your web browser in connection with your viewing of the third-party content on the Site. Additionally, we may implement third-party buttons (such as Facebook “like” or “share” buttons) that may allow a third party to collect information about you through their browser Cookies, even when you do not interact with the button.

We may also engage third-party partners and vendors like Google Analytics, and others, who provide analytics and advertising services, to assist us in providing you our website and our Services. We allow these third parties, including nonaffiliated business partners, advertising networks, analytics providers, and other advertising service providers, to automatically collect Clickstream Data and other information about your online activities on the website and across your browsers and devices using cookies, web beacons, mobile advertising identifiers and other technologies.

We use this data for our own analytics and advertising purposes, as well as to facilitate partner relationships and your interactions with other third parties. In addition, certain of our third-party partners may use this information to display online advertisements tailored to your interests and preferences across your browsers and devices, to conduct ad campaign measurement and website analytics, to detect, prevent and report fraud, or to carry out their own business and commercial purposes. Where information collected through web beacons, buttons, and similar technologies is collected directly by third parties, their collection and use of information is subject to that third party’s own privacy policies.

1.C. Information Collected From Other Sources

In Short: We may collect limited data from public databases, marketing partners, social media platforms, and other outside sources.

In order to enhance our ability to provide relevant marketing, offers, and services to you and update our records, we may obtain information about you from other sources, such as public databases, joint marketing partners, affiliate programs, data providers, social media platforms, and from other third parties. This information includes mailing addresses, job titles, email addresses, phone numbers, intent data (or user behavior data), Internet Protocol (IP) addresses, social media profiles, social media URLs, and custom profiles, for purposes of targeted advertising and event promotion. If you interact with us on a social media platform using your social media account (e.g., Facebook or Twitter), we receive personal information about you such as your name, email address, and gender. Any personal information that we collect from your social media account depends on your social media account’s privacy settings.

Use Of Information

2. How We Use Your Information?

In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.

We process your personal information for a variety of reasons, depending on how you interact with our Services, including:

  • To facilitate account creation and authentication and otherwise manage user accounts: We may process your information so you can create and log in to your account, as well as keep your account in working order.
  • To request feedback: We may process your information when necessary to request feedback and to contact you about your use of our Services.
  • To send you marketing and promotional communications: We may process the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. You can opt out of our marketing emails at any time. For more information, read the section “Privacy Rights” below.
  • To deliver targeted advertising to you: We may process your information to develop and display personalized content and advertising tailored to your interests, location, and more. For more information see our Cookie Policy.
  • To protect our Services: We may process your information as part of our efforts to keep our Services safe and secure, including fraud monitoring and prevention.
  • To identify usage trends: We may process information about how you use our Services to better understand how they are being used so we can improve them.
  • To determine the effectiveness of our marketing and promotional campaigns: We may process your information to better understand how to provide marketing and promotional campaigns that are most relevant to you.
  • To save or protect an individual’s vital interest: We may process your information when necessary to save or protect an individual’s vital interest, such as to prevent harm.

Legal Bases

3. What Legal Bases Do We Rely On To Process Your Information?

In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfill our contractual obligations, to protect your rights, or to fulfill our legitimate business interests.

If you are located in the EU or UK, this section applies to you.

The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information:

  • Consent: We may process your information if you have given us permission (i.e., consent) to use your personal information for a specific purpose. You can withdraw your consent at any time. Learn more about withdrawing your consent in the section “Privacy Rights” below.
  • Legitimate Interests: We may process your information when we believe it is reasonably necessary to achieve our legitimate business interests and those interests do not outweigh your interests and fundamental rights and freedoms. For example, we may process your personal information for some of the purposes described in order to:
    • Send users information about special offers and discounts on our products and services
    • Develop and display personalized and relevant advertising content for our users
    • Analyze how our Services are used so we can improve them to engage and retain users
    • Support our marketing activities
    • Diagnose problems and/or prevent fraudulent activities
    • Understand how our users use our products and services so we can improve user experience
  • Legal Obligations: We may process your information where we believe it is necessary for compliance with our legal obligations, such as to cooperate with a law enforcement body or regulatory agency, exercise or defend our legal rights, or disclose your information as evidence in litigation in which we are involved.
  • Vital Interests: We may process your information where we believe it is necessary to protect your vital interests or the vital interests of a third party, such as situations involving potential threats to the safety of any person.

If you are located in Canada, this section applies to you.

We may process your information if you have given us specific permission (i.e., express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e., implied consent). You can withdraw your consent at any time.

In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example:

  • If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way
  • For investigations and fraud detection and prevention
  • For business transactions provided certain conditions are met
  • If it is contained in a witness statement and the collection is necessary to assess, process, or settle an insurance claim
  • For identifying injured, ill, or deceased persons and communicating with next of kin
  • If we have reasonable grounds to believe an individual has been, is, or may be victim of financial abuse
  • If it is reasonable to expect collection and use with consent would compromise the availability or the accuracy of the information and the collection is reasonable for purposes related to investigating a breach of an agreement or a contravention of the laws of Canada or a province
  • If disclosure is required to comply with a subpoena, warrant, court order, or rules of the court relating to the production of records
  • If it was produced by an individual in the course of their employment, business, or profession and the collection is consistent with the purposes for which the information was produced
  • If the collection is solely for journalistic, artistic, or literary purposes
  • If the information is publicly available and is specified by the regulations.

Sharing Of Information

4. When And With Whom Do We Share Your Personal Information?

In Short: We may share information in specific situations described in this section and/or with the following categories of third parties.

Vendors, Consultants, and Other Third-Party Service Providers

We may share your data with third-party vendors, service providers, contractors, or agents (“third parties”) who perform services for us or on our behalf and require access to such information to do that work. The categories of third parties we may share personal information with are as follows:

  • Ad Networks
  • Affiliate Marketing Programs
  • Sales & Marketing Tools
  • Other Special Instances
(a) Ad Networks (Advertisers plus measurement and reporting services)

We may use a third-party network advertiser (such as Google AdSense) to serve the advertisements on this website. Network advertisers are third parties that display advertisements based on your visits to this website and other websites you have visited. These ad networks utilize cookies, web beacons, and other technologies to collect certain information about your browsing activities. The information gathered may include your IP address, browser type, device information, and browsing behavior. This third-party ad serving enables us to target advertisements to you for products or websites you might be interested in.

The primary purpose of working with ad networks is to deliver relevant and personalized advertisements that may be of interest to you. The data collected by these networks helps them to understand your preferences and serve ads tailored to your needs. However, please note that we do not have control over the information collected by these ad networks or how they use it.

We may also use an audience or traffic measurement service to analyze the traffic on this website. Audience and traffic measurement services allow us to collect traffic and behavioral information from the website by monitoring anonymous visitor activity. This website’s advertisers, sponsors and/or traffic measurement services may themselves set and access their own cookies on your computer if you choose to have your cookies enabled in your browser.

We encourage you to review the privacy policies of these third-party ad networks to learn more about their data collection and usage practices. You can also adjust your browser settings or use ad-blocker tools to manage the collection of data by ad networks.

(b) Affiliate Marketing Programs

We participate in various affiliate marketing programs, which means that we may earn commissions from qualifying purchases made through the links provided on our website. These affiliate links are typically associated with products or services related to the financial industry and are offered by trusted partners.

When you click on an affiliate link and make a purchase, we may receive a referral fee or commission at no additional cost to you. The purpose of these affiliate marketing programs is to provide a means for us to earn revenue and support the operations of our website.

We strive to be transparent and disclose our use of affiliate links on our website. Whenever an affiliate link is included in our content, we will clearly indicate it, either through a disclaimer or a disclosure statement.

Please be aware that when you leave our website and make a purchase through an affiliate link, you will be subject to the privacy policies and terms of the respective affiliate partners. We encourage you to review their policies and terms to understand how your personal information will be handled by them.

(c) Sales & Marketing Tools

We utilize various sales and marketing tools to enhance the user experience, improve our services, and provide you with relevant and personalized content. These tools may involve the collection and processing of certain personal information. However, we take your privacy seriously and ensure that your information is handled securely and in accordance with applicable laws and regulations.

The sales and marketing tools we may use include, but are not limited to, customer relationship management (CRM) software, email marketing platforms, analytics tools, and advertising platforms. These tools help us understand your preferences, tailor our content to your interests, and deliver targeted advertisements that are more relevant to you.

(d) Other Special Instances

We also may need to share your personal information in the following situations:

Business Partners: We may share your information with our business partners to offer you certain products, services, or promotions.

Group Companies or Affiliates: We may share your information with our affiliates, in which case we will require those affiliates to honor this privacy notice. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.

Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

Compliance with Legal Obligations: We may disclose your personal information if required by law, regulation, or legal process. This includes responding to lawful requests, court orders, or government inquiries.

Protecting Our Rights and Safety: We may share your personal information to protect our rights, property, or safety, as well as the rights, property, or safety of our users or others. This may involve sharing information with law enforcement agencies, regulatory bodies, or other organizations to prevent fraud, enforce our terms of service, or address security concerns.

Selling Of Information

5. When And With Whom Do We Sell Your Personal Information?

In Short: We may sell information in specific situations described in this section and/or with the following categories of third parties.

We do not directly sell your personal information to third parties for monetary or other valuable consideration. We do not sell your personal information to third parties without your explicit consent. However, there may be instances where we share your personal information with third parties for certain purposes.

When we share such data with a third party, in some cases, it may be considered as “selling” personal information Under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA) and the General Data Protection Regulation (GDPR).

Under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)

Under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), individuals have the right to know if their personal information is being sold and the right to opt-out of such sales.

To find out more, please visit the following sections of this privacy notice:

  • CCPA (CPRA) Privacy Notice
Under the General Data Protection Regulation (GDPR)

Under the General Data Protection Regulation (GDPR), individuals in the European Union have the right to understand how their personal information is being used and shared.

To find out more, please visit the following sections of this privacy notice:

  • GDPR Privacy Notice
How to Opt Out of Selling or Sharing?

You can opt out from the selling and/or sharing of your personal information by disabling cookies in Cookie Consent Manager by accessing Manage Cookie Consent / Your Privacy Choices, and by visiting Do Not Sell or Share My Personal Information (The links for both are also provided in the footer of this website) or by contacting us by using the contact details provided in the section “Contact Information” below.

How to Withdraw your Consent?

If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section “Contact Information” below or by updating your preferences in Manage Cookie Consent / Your Privacy Choices and by visiting Opt-Out Preferences. You can also find these links in the footer of this website.

Third-Party Websites

6. What Is Our Stance On Links To Other Websites?

In Short: We are not responsible for the safety of any information that you share with third parties that we may link to or who advertise on our Services.

The Services may link to third-party websites, online services, plugins or mobile applications and/or contain advertisements from third parties that are not affiliated with us and which may link to other websites, services, or applications. Accordingly, we do not make any guarantee regarding any such third parties, and we will not be liable for any loss or damage caused by the use of such third-party websites, services, or applications. The inclusion of a link towards a third-party website, service, or application does not imply an endorsement by us. We cannot guarantee the safety and privacy of data you provide to any third parties. Any data collected by third parties is not covered by this privacy notice. We are not responsible for the content or privacy and security practices and policies of any third parties, including other websites, services, or applications that may be linked to or from the Services. You should review the policies of such third parties and contact them directly to respond to your questions.

We may monetize some of these links through the use of third-party affiliate programs. These affiliate links help pay the costs of producing our websites and ensure that the content is free to you. However, it doesn’t mean that we are in any way indebted to any such company. Nor do they or any other company have any influence over editorial coverage, how we rate products, or whether they get a positive review. Notwithstanding such affiliate programs, we are not responsible for the content or privacy policies of these websites or for third-party advertisers, nor for the way in which they use the information they collect about you.

Cookies

7. Use Of Cookies And Other Tracking Technologies

In Short: We may use cookies and other tracking technologies to collect and store your information.

We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Policy. To update your Cookie preferences, please visit Manage Cookie Consent / Your Privacy Choices.

Social Logins

8. How Do We Handle Your Social Logins?

In Short: If you choose to register or log in to our Services using a social media account, we may have access to certain information about you.

Our Services may offer you the ability to register and log in using your third-party social media account details (like your Facebook or Twitter logins). Where you choose to do this, we will receive certain profile information about you from your social media provider. The profile information we receive may vary depending on the social media provider concerned, but will often include your name, email address, friends list, and profile picture, as well as other information you choose to make public on such a social media platform.

We will use the information we receive only for the purposes that are described in this privacy notice or that are otherwise made clear to you on the relevant Services. Please note that we do not control, and are not responsible for, other uses of your personal information by your third-party social media provider. We recommend that you review their privacy notice to understand how they collect, use, and share your personal information, and how you can set your privacy preferences on their sites and apps.

Storage and Retention of Data

9. How Long Do We Keep Your Information?

In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.

We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than the period of time in which users have an account with us.

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

Data Security

10. How Do We Keep Your Information Safe?

In Short: We aim to protect your personal information through a system of organizational and technical security measures.

We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.

Children’s Privacy

11. Do We Collect Information From Minors? How We Protect Children’s Privacy?

In Short: We do not knowingly collect data from or market to children under 18 years of age.

We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at dataprivacy@marketgallop.com.

Privacy Rights

12. What Are Your Privacy Rights?

In Short: In some regions, such as the European Economic Area (EEA), United Kingdom (UK), United States (U.S) and Canada, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time.

In some regions (like the EEA, UK, US and Canada), you have certain rights under applicable data protection laws.

These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; and (iv) if applicable, to data portability.

In certain circumstances, you may also have the right to object to the processing of your personal information. You can make such a request by contacting us by using the contact details provided in the section “Contact Information” below.

We will consider and act upon any request in accordance with applicable data protection laws.

If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your Member State data protection authority or UK data protection authority.

If you are located in Switzerland, you may contact the Federal Data Protection and Information Commissioner.

To learn more about privacy rights, please visit Exercise Privacy Rights.

Withdrawing your consent

If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section “Contact Information” below or by updating your preferences in Manage Cookie Consent / Your Privacy Choices and by visiting Opt-Out Preferences. You can also find these links in the footer of this website.

However, please note that this will not affect the lawfulness of the processing before its withdrawal nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.

Opting out of marketing and promotional communications

You can unsubscribe from our marketing and promotional communications at any time by clicking on the unsubscribe link in the emails that we send, or by contacting us using the details provided in the section “Contact Information” below. You will then be removed from the marketing lists. However, we may still communicate with you, for example, to send you service-related messages that are necessary for the administration and use of your account, to respond to service requests, or for other non-marketing purposes.

Account Information

If you would at any time like to review or change the information in your account or terminate your account, you can:

  • Log in to your account settings and update your user account.
  • Contact us using the contact information provided.

Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our legal terms and/or comply with applicable legal requirements.

Cookies and similar technologies

Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services. You may also opt out of interest-based advertising by advertisers on our Services. For further information, please see our Cookie Policy. To update your Cookie preferences, please visit Manage Cookie Consent / Your Privacy Choices.

If you have questions or comments about your privacy rights, you may email us at support@incomebulletin.com.

To exercise your privacy rights under the applicable privacy laws, please visit Exercise Privacy Rights.

Do-Not-Track

13. Controls for Do-Not-Track Features

In Short: There is a lack of an industry standard for DNT (Do-Not-Track) responses. We do not currently respond to DNT browser signals.

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected.

Users can adjust Do-Not-Track preferences by clicking a button or toggling a switch in the browser’s privacy settings. Please note that Do-Not-Track features aren’t available on all browsers, primarily because, currently there isn’t yet a DNT technology industry standard on how companies should respond to DNT signals.

Our Stance

At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online.

If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.

CCPA (CPRA) Privacy Notice

14. Do California Residents Have Specific Privacy Rights?

In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.

For residents covered under the the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), this Privacy Notice supplements the information contained in our Privacy Policy by providing additional information under such laws.

California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.

If you are under 18 years of age, reside in California, and have a registered account with Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g., backups, etc.).

CCPA (CPRA) Privacy Notice

The California Code of Regulations defines a “resident” as:

(1) every individual who is in the State of California for other than a temporary or transitory purpose
and/or
(2) every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose

All other individuals are defined as “non-residents.”

If this definition of “resident” applies to you, we must adhere to certain rights and obligations regarding your personal information.

What categories of personal information do we collect?

We have collected the following categories of personal information in the past twelve (12) months:

CategoryExamplesCollected
A. IdentifiersContact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, and account name YES
B. Personal information categories listed in the California Customer Records statuteName, contact information, education, employment, employment history, and financial information YES
C. Protected classification characteristics under California or federal lawGender and date of birth YES
D. Commercial informationTransaction information, purchase history, financial details, and payment information YES
E. Biometric informationFingerprints and voiceprints NO
F. Internet or other similar network activityBrowsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems, and advertisements YES
G. Geolocation dataDevice location YES
H. Audio, electronic, visual, thermal, olfactory, or similar informationImages and audio, video or call recordings created in connection with our business activities NO
I. Professional or employment-related informationBusiness contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply for a job with us NO
J. Education InformationStudent records and directory informationNO
K. Inferences drawn from other personal informationInferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristicsNO
L. Sensitive Personal InformationAccount login information YES  

We will use and retain the collected personal information as needed to provide the Services or for:

  • Category A – As long as the user has an account with us
  • Category B – As long as the user has an account with us
  • Category C – As long as the user has an account with us
  • Category D – As long as the user has an account with us
  • Category F – 1 year
  • Category G – As long as the user has an account with us
  • Category L – As long as the user has an account with us

Category L information may be used, or disclosed to a service provider or contractor, for additional, specified purposes. You have the right to limit the use or disclosure of your sensitive personal information.

We may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of:

  • Receiving help through our customer support channels;
  • Participation in customer surveys or contests; and
  • Facilitation in the delivery of our Services and to respond to your inquiries.
How do we use and share your personal information?

Market Gallop collects and shares your personal information through:

  • Targeting cookies/Marketing cookies
  • Social media cookies
  • Beacons/Pixels/Tags
  • Click redirects
  • Social media plugins

We use social media features, such as a “Like” button, and widgets, such as a “Share” button, in our Services. Such features may process your Internet Protocol (IP) address and track which page you are visiting on our website. We may place a cookie to enable the feature to work correctly. If you are logged in on a certain social media platform and you interact with a widget or button belonging to that social media platform, this information may be recorded to your profile of such social media platform. To avoid this, you should log out from that social media platform before accessing or using the Services. Social media features and widgets may be hosted by a third party or hosted directly on our Services. Your interactions with these features are governed by the privacy notices of the companies that provide them. By clicking on one of these buttons, you agree to the use of this plugin and consequently the transfer of personal information to the corresponding social media service. We have no control over the essence and extent of these transmitted data or their additional processing.

More information about our data collection and sharing practices can be found in this Privacy Policy and our Cookie Policy.

You can opt out from the selling and/or sharing of your personal information by disabling cookies in Cookie Consent Manager by accessing Manage Cookie Consent / Your Privacy Choices, and by visiting Do Not Sell or Share My Personal Information. You can also find these links in the footer of this website.

You may also contact us by using the contact details provided in the section “Contact Information” below.

If you are using an authorized agent to exercise your right to opt out we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.

Will your information be shared with anyone else?

We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Each service provider is a for-profit entity that processes the information on our behalf, following the same strict privacy protection obligations mandated by the CCPA.

We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be “selling” of your personal information.

Market Gallop has disclosed the following categories of personal information to third parties for a business or commercial purpose in the preceding twelve (12) months:
The categories of third parties to whom we disclosed personal information for a business or commercial purpose can be found under the section “Sharing Of Information”.

Market Gallop has sold or shared the following categories of personal information to third parties in the preceding twelve (12) months:

  • Personal Information
  • Cookie Information

The categories of third parties to whom we sold personal information are:

  • Ad Networks
  • Affiliate Marketing Programs
  • Data Analytics Services

The categories of third parties to whom we shared personal information with are:

  • Ad Networks
  • Affiliate Marketing Programs
  • Data Analytics Services
Your rights with respect to your personal data

Right to request deletion of the data

You can ask for the deletion of your personal information. If you ask us to delete your personal information, we will respect your request and delete your personal information, subject to certain exceptions provided by law, such as (but not limited to) the exercise by another consumer of his or her right to free speech, our compliance requirements resulting from a legal obligation, or any processing that may be required to protect against illegal activities.

Right to be informed – Right to know

Depending on the circumstances, you have a right to know:

  • whether we collect and use your personal information;
  • the categories of personal information that we collect;
  • the purposes for which the collected personal information is used;
  • whether we sell or share personal information to third parties;
  • the categories of personal information that we sold, shared, or disclosed for a business purpose;
  • the categories of third parties to whom the personal information was sold, shared, or disclosed for a business purpose;
  • the business or commercial purpose for collecting, selling, or sharing personal information; and
  • the specific pieces of personal information we collected about you.

In accordance with applicable law, we are not obligated to provide or delete consumer information that is de-identified in response to a consumer request or to re-identify individual data to verify a consumer request.

Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights

We will not discriminate against you if you exercise your privacy rights.

Right to Limit Use and Disclosure of Sensitive Personal Information

If the business collects any of the following:

  • social security information, drivers’ licenses, state ID cards, passport numbers
  • account login information
  • credit card numbers, financial account information, or credentials allowing access to such accounts
  • precise geolocation
  • racial or ethnic origin, religious or philosophical beliefs, union membership
  • the contents of email and text, unless the business is the intended recipient of the communication
  • genetic data, biometric data, and health data
  • data concerning sexual orientation and sex life

You have the right to direct that business to limit its use of your sensitive personal information to that use which is necessary to perform the Services.

Once a business receives your request, they are no longer allowed to use or disclose your sensitive personal information for any other purpose unless you provide consent for the use or disclosure of sensitive personal information for additional purposes.

Please note that sensitive personal information that is collected or processed without the purpose of inferring characteristics about a consumer is not covered by this right, as well as the publicly available information.

To exercise your right to limit use and disclosure of sensitive personal information, please visit Exercise Privacy Rights or submit a request through one of the contact methods provided in the section “Contact Information” below.

Verification process

Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. These verification efforts require us to ask you to provide information so that we can match it with information you have previously provided us. For instance, depending on the type of request you submit, we may ask you to provide certain information so that we can match the information you provide with the information we already have on file, or we may contact you through a communication method (e.g., phone or email) that you have previously provided to us. We may also use other verification methods as the circumstances dictate.

We will only use personal information provided in your request to verify your identity or authority to make the request. To the extent possible, we will avoid requesting additional information from you for the purposes of verification. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes. We will delete such additionally provided information as soon as we finish verifying you.

Other privacy rights
  • You may object to the processing of your personal information.
  • You may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the information.
  • You can designate an authorized agent to make a request under the CCPA on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with the CCPA.

To exercise these rights, you can contact us by using the contact details provided in the section “Contact Information” below. If you have a complaint about how we handle your data, we would like to hear from you.

Withdrawing your consent

If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section “Contact Information” below or by updating your preferences in Manage Cookie Consent / Your Privacy Choices and by visiting Opt-Out Preferences. You can also find these links in the footer of this website.

Virginia CDPA Privacy Notice

15. Do Virginia Residents Have Specific Privacy Rights?

In Short: Yes, if you are a resident of Virginia, you may be granted specific rights regarding access to and use of your personal information.

For residents covered under the Virginia Consumer Data Protection Act (CDPA), this Privacy Notice supplements the information contained in our Privacy Policy by providing additional information under such laws.

Virginia CDPA Privacy Notice

Under the Virginia Consumer Data Protection Act (CDPA):

“Consumer” means a natural person who is a resident of the Commonwealth acting only in an individual or household context. It does not include a natural person acting in a commercial or employment context.

“Personal data” means any information that is linked or reasonably linkable to an identified or identifiable natural person. “Personal data” does not include de-identified data or publicly available information.

“Sale of personal data” means the exchange of personal data for monetary consideration.

If this definition “consumer” applies to you, we must adhere to certain rights and obligations regarding your personal data.

The information we collect, use, and disclose about you will vary depending on how you interact with Market Gallop and our Services. To find out more, please visit the following sections:

  • Collection Of Information (1. What Information Do We Collect?)
  • Use Of Information (2. How We Use Your Information?)
  • Sharing Of Information (4. When And With Whom Do We Share Your Personal Information?)
  • Selling Of Information (5. When And With Whom Do We Sell Your Personal Information?)
Your rights with respect to your personal data
  • Right to be informed whether or not we are processing your personal data
  • Right to access your personal data
  • Right to correct inaccuracies in your personal data
  • Right to request deletion of your personal data
  • Right to obtain a copy of the personal data you previously shared with us
  • Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects (“profiling”)

Market Gallop may sell personal data to third parties or share personal data for targeted advertising. Please see the following section to find out how you can opt out from further selling or sharing of your personal data for targeted advertising or profiling purposes.

Exercise your rights provided under the Virginia CDPA

More information about our data collection and sharing practices can be found in this privacy notice and our Cookie Policy.

You can opt out from the selling of your personal data, targeted advertising, or profiling by disabling cookies in Cookie Consent Manager by accessing Manage Cookie Consent / Your Privacy Choices and by visiting Opt-Out Preferences. You may also contact us by email by using the contact details provided in the section “Contact Information” below.

To exercise your privacy rights under the applicable privacy laws, please visit Exercise Privacy Rights. If you are using an authorized agent to exercise your rights, we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.

Verification process

We may request that you provide additional information reasonably necessary to verify you and your consumer’s request. If you submit the request through an authorized agent, we may need to collect additional information to verify your identity before processing your request.

Upon receiving your request, we will respond without undue delay, but in all cases, within forty-five (45) days of receipt. The response period may be extended once by forty-five (45) additional days when reasonably necessary. We will inform you of any such extension within the initial 45-day response period, together with the reason for the extension.

Right to appeal

If we decline to take action regarding your request, we will inform you of our decision and reasoning behind it. If you wish to appeal our decision, please email us by using the contact details provided in the section “Contact Information” below. Within sixty (60) days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. If your appeal is denied, you may contact the Attorney General to submit a complaint.

GDPR Privacy Notice

16. Do EU/EEA/UK Residents Have Specific Privacy Rights?

In Short: Yes, if you are a resident of EEA, UK, and Switzerland, you may be granted specific rights regarding access to and use of your personal information.

For residents covered under the General Data Protection Regulation (GDPR), this Privacy Notice supplements the information contained in our Privacy Policy by providing additional information under such laws.

This section is applicable for users from the European Economic Area (European Union, Norway, Iceland, Lichtenstein), UK, and Switzerland. (Note: This section called GDPR Privacy Notice includes the guidelines for both EEA GDPR and UK GDPR.)

The information we collect, use, and disclose about you will vary depending on how you interact with Market Gallop and our Services. To find out more, please read this entire Privacy Policy.

Please read the following sections of this Privacy Policy for more clarity on European privacy notice:

  • Legal Bases (3. What Legal Bases Do We Rely On To Process Your Information?)
  • Privacy Rights (12. What Are Your Privacy Rights?)
Legal Basis for Processing Personal Data under GDPR

We may process Personal Data under the following conditions:

  • Consent: You have given your consent for processing Personal Data for one or more specific purposes.
  • Performance of a contract: Provision of Personal Data is necessary for the performance of an agreement with you and/or for any pre-contractual obligations thereof.
  • Legal obligations: Processing Personal Data is necessary for compliance with a legal obligation to which the Company is subject.
  • Vital interests: Processing Personal Data is necessary in order to protect your vital interests or of another natural person.
  • Public interests: Processing Personal Data is related to a task that is carried out in the public interest or in the exercise of official authority vested in the Company.
  • Legitimate interests: Processing Personal Data is necessary for the purposes of the legitimate interests pursued by the Company.
Your Rights under the GDPR

The Company undertakes to respect the confidentiality of Your Personal Data and to guarantee You can exercise Your rights.

You have the right under this Privacy Policy, and by law if you are within the EU, to:

Request access to Your Personal Data

The right to access, update or delete the information we have on you. Whenever made possible, you can access, update or request deletion of Your Personal Data directly within Your account settings section. If you are unable to perform these actions yourself, please contact us to assist you. This also enables you to receive a copy of the Personal Data we hold about you.

Request correction of the Personal Data that We hold about You

You have the right to have any incomplete or inaccurate information we hold about you corrected.

Object to processing of Your Personal Data

This right exists where we are relying on a legitimate interest as the legal basis for our processing and there is something about Your particular situation, which makes you want to object to our processing of Your Personal Data on this ground. You also have the right to object where we are processing Your Personal Data for direct marketing purposes.

Request erasure of Your Personal Data

You have the right to ask us to delete or remove Personal Data when there is no good reason for us to continue processing it.

Request the transfer of Your Personal Data

We will provide to you, or to a third-party you have chosen, Your Personal Data in a structured, commonly used, machine-readable format. Please note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.

Withdraw Your consent

You have the right to withdraw your consent on using your Personal Data. If you withdraw Your consent, we may not be able to provide you with access to certain specific functionalities of the Service.

Exercising of Your GDPR Data Protection Rights

You may exercise Your rights of access, rectification, cancellation and opposition by contacting us. You can make such a request by contacting us by using the contact details provided in the section “Contact Information” below.

We will consider and act upon any request in accordance with applicable data protection laws.

If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your Member State data protection authority or UK data protection authority.

If you are located in Switzerland, you may contact the Federal Data Protection and Information Commissioner.

Withdrawing your consent

If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section “Contact Information” below or by updating your preferences in Manage Cookie Consent / Your Privacy Choices and by visiting Opt-Out Preferences. You can also find these links in the footer of this website.

U.S. States Privacy Notice

17. Supplementary Privacy Notice For U.S. States

For residents covered under various U.S. State Privacy Laws, this U.S. States Privacy Notice supplements the information contained in our Privacy Policy by providing additional information under such laws.

California Users

Refer to CCPA Privacy Notice.

Virginia Users

Refer to Virginia CDPA Privacy Notice

Nevada Users

Chapter 603A of the Nevada Revised Statutes permits a Nevada resident to opt out of future sales of certain covered information that a website operator has collected or will collect about the resident.

To exercise your right to opt-out of sales subject to the Nevada Revised Statues, you may contact us by using the contact details provided in the section “Contact Information” below or update your preferences in Opt-Out Preferences.

Colorado Users

The Colorado Privacy Act (“CPA”) provides a consumer (user), the right to opt out of Data Processing. To exercise your right to opt-out, you may contact us by using the contact details provided in the section “Contact Information” below or update your preferences in Opt-Out Preferences.

Connecticut Users

There are various provisions in the Connecticut Data Privacy Act, that gives Connecticut residents more control over their personal data. To exercise your right to opt-out, you may contact us by using the contact details provided in the section “Contact Information” below or update your preferences in Opt-Out Preferences.

Utah Users

There are different provisions in the Utah Consumer Privacy Act, that gives Utah residents more options to control the use of their personal data. To exercise your right to opt-out, you may contact us by using the contact details provided in the section “Contact Information” below or update your preferences in Opt-Out Preferences.

International Users

18. What Are The Rights Of International Users?

Our Services are designed and intended for usage by individuals in the United States and the European Union (EU). We strive to provide relevant and valuable financial information, resources, and services to users located in these regions.

While individuals from other countries may also access our Services, please be aware that our data collection, storage, and processing practices are primarily aligned with the privacy laws and regulations of the United States and the European Union.

We are committed to protecting the privacy and personal information of all its users, including those outside the jurisdictions where specific privacy laws such as GDPR or CCPA may apply. While our website complies with GDPR and CCPA(CPRA) requirements, we understand that users from various countries may have different privacy expectations and legal requirements.

By accessing and using our Services, you acknowledge and agree that your personal information may be processed and stored in the United States, the European Union or other countries where our service providers or affiliates operate. The data protection and privacy laws in these jurisdictions may differ from those in your country.

We take appropriate measures to ensure that your personal information is handled securely and in accordance with applicable laws. However, it is important to note that no data transmission or storage method can guarantee 100% security. By using our website and providing your personal information, you consent to the transfer of your data to the United States, the European Union or other countries and the processing of your information as described in this Privacy Policy.

If you are accessing our Services from a jurisdiction with specific data protection laws, please be aware that by using our services, you are consenting to the transfer of your personal information to the United States, the European Union or other countries and the processing of your data in accordance with this Privacy Policy.

If you have any concerns about the transfer or processing of your personal information, please contact us using the information provided in the section “Contact Information” of this Privacy Policy. We will make reasonable efforts to address your concerns and provide you with any additional information you may need.

Please note that by using our Services and providing your personal information, you consent to the collection, use, and disclosure of your information as outlined in this Privacy Policy, regardless of your location or applicable privacy laws.

We encourage international users to review this Privacy Policy carefully and to contact us if you have any questions or concerns about our data practices or your privacy rights.

Privacy Policy Updates

19. Do We Make Updates To This Privacy Policy?

In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.

We may update this privacy notice from time to time. The updated version will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible.

Minor Updates

We may make minor updates or edits to this Privacy Policy from time to time to ensure accuracy and clarity. These minor updates may include grammatical corrections, clarifications, or additions that do not significantly alter the substance of the policy.

The details of such minor corrections or additions is available on the section “Previous Updates to this Policy” below.

Major Updates

In the event of major updates or changes that significantly affect your rights or the way we handle your personal information, we will provide a new version of the Privacy Policy. Major updates may include changes in our data collection practices, how we use your information, or any substantial changes required by applicable laws or regulations.

If we make major material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.

The history and details of major updates is available on the section “Previous Updates to this Policy” below.

Contact Information

20. How Can You Contact Us About This Privacy Policy?

If you have questions or comments about this notice, you may email us at support@marketgallop.com.

To exercise your privacy rights under the applicable privacy laws, please contact our privacy team at dataprivacy@marketgallop.com.

Review, Update, Or Delete Data

21. How Can You Review, Update, Or Delete The Data We Collect From You?

Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it. To request to review, update, or delete your personal information, please contact us by using the contact details provided in the section “Contact Information” above. To learn more about privacy rights, please visit Exercise Privacy Rights.

Previous Updates to this Policy

22. What Are The Previous Updates Made To This Privacy Policy?

Please refer to the previous section “Privacy Policy Updates (Do We Make Updates to This Privacy Policy?)”

Minor Updates

DateDetails
January 1, 2023This Privacy Policy came into effect.
June 30, 2023Added sub-sections of Colorado Users, Connecticut Users, and Utah Users to the section U.S. States Privacy Notice.

Major Updates

NIL